Merely from a litigation standpoint, the best way to decide is to weigh the likelihood of a child dragging an estate through litigation, said Philip Ruce, an estate planning attorney with Stone.
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But despite its lofty-sounding name, estate planning isn’t reserved just for those who have a lot of money or property. In the eyes of the law, an "estate" is simply all the property individuals own, both outright and jointly-including bank accounts, real estate, stocks and bonds, vehicles, jewelry, retirement accounts and even pets.
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