For a HARP Program Refinance Loan, how do I know if Fannie or Freddie has my Florida mortgage?

What is the HARP Mortgage Refinance Program? In today’s economy, making your mortgage payment can be a challenge. The HARP Loan Program was developed to help those responsible homeowner’s who have made payments on-time, but have been unable to refinance due to various conditions.

When Fannie and Freddie buy loans from mortgage companies those companies both make a profit off the loan while at the same time freeing up capital to make still more mortgage loans. If the loan amount is at or below the maximum amount and the loan is owned by either Fannie or Freddie the HARP 2.0 program is an option.

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“It’s a terrible thing, but people do. Refinance Program (HARP) was expected to make it much easier for these homeowners whose loans are owned by Fannie Mae or Freddie Mac to refinance into a lower.

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Currently, mortgage. Program (HARP) that the Obama administration is rolling out beginning Dec. 1. Those wanting to refinance a conventional mortgage owned by Fannie Mae or Freddie Mac, will find.

The program revisions were announced last fall but did not really begin to roll out until early this year. During June Freddie and Fannie refinanced a total of 382,539 loans. HARP refinancings. of.

The HARP loan program is hence, one of the best refinance options available to homeowners today. All you have to do is make sure to be backed by Fannie Mae or Freddie Mac and that’s pretty much it. All you have to do is make sure to be backed by Fannie Mae or Freddie Mac and that’s pretty much it.

 · HARP stands for the home affordable refinance program and is designed for you to refinance and obtain more affordable payments and interest rates than you have on your original mortgage. As a rule, if your current loan balance is more than 80% of your current property value, the HARP program is well worth a look.

Can I do a HARP refinance through Fannie Mae’s Refi Plus automated. going fine until I was informed that my debt ratio was too high to qualify (they said I’m at 40%). I had an appraisal that put me.

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