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An extra Mortgage Vs. A Home Equity Loan Home Equity Loans vs. Lines of Credit | LoveToKnow – Home Equity Loans vs. Lines of Credit Overview. A home equity loan is a second mortgage based on the amount of equity in your house. It comes as a lump sum with a fixed interest rate and a fixed payment over the life of the loan.. related articles. define helocs; How to Determine the Amount of Equity in Your Home
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