Here’s the scoop: Whether or not a credit check has the potential to damage your credit scores comes down to one key piece of information – is the credit inquiry hard or soft?
It’s hard to avoid the charge. If a Chinese Communist Party Official somehow came to me and declared that, no, China would out-compete the West while maintaining Mao-era control over free inquiry.
But no one in authority wants to acknowledge that a “soft coup” is in the works because that would make America look like a banana republic to the world. It also could infuriate Trump’s 63 million.
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ASHEVILLE, N.C. — Sen. Barack Obama said today that, while his rival john mccain seeks to "distract you with smears" and "Swift Boat-style attacks" in the last weeks of the campaign, he would keep.
What’s the difference between "soft and hard" credit inquiries? You may often see credit inquiries referenced as hard or soft inquiries and wonder what that means. Whenever you apply for credit, the lender will pull your credit report(s) and credit score. lenders use this information to help them decide.
However, not all credit inquires are created equal because there are 2 main types: hard and soft inquiries. Hard credit inquiries can hurt your credit and remain on your credit report for 2 years. They happen when you apply for a new credit account, such as a credit card, car loan, or mortgage.. So the fewer hard inquiries on your credit history, the better.
Although credit pulls haunt your credit reports for two years, it’s not as bad as it sounds. The FICO score only considers inquiries within the last 12 months, and even then, pulls make up less than 10 percent of your score. According to a FICO senior scientist, each separate hard pull.
Knowing the difference between a hard and soft inquiry of your credit history can help prevent a sudden drop in your credit score, which can make all the difference if you’re in the market for a car loan, mortgage, looking to lease a new apartment or even applying for a new credit card.
Insiders presenter Barrie Cassidy says the media has failed to hold Opposition leader tony abbott to account for his prevarications on asylum seekers and the carbon tax. When Jon Faine interviewed.